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In the event your cash flow is below the median, you qualify to file Chapter 7. If it’s higher as opposed to median income, you have to tell you about can’t pay back your debts along with your latest disposable revenue. Your disposable income is your regular earnings minus your month to month costs.
Creditors’ meetings generally go off with out a hitch, but issues can often go Improper. Typically, it’s when folks overlook their ID or proof in their Social Security selection.
You have to pay back your entire filing rate in no more than 4 installments. It is a good alternative for those who have to file in a very hurry to stop the creditors’ financial debt selection actions. That said, Ensure that you make your payments or the courtroom could dismiss your circumstance.
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In Chapter seven bankruptcy, the filing cost is $338. You go to this website could possibly have the court docket to waive the rate if your current income is beneath one hundred fifty% with the poverty rules. (See Virginia’s Fee Waiver Eligibility table down below.) When you file your documents, the court clerk would require you to pay for the rate.
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